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I can't recall how many times I see bikes that only seem to have plastic damage but are considered a total. A friend dumped his MilleR this last summer and all that was damaged was plastic and some cosmetic metal work. Insurance totalled it. Another friend turned around a bought the bike from the insurance company, got some trick carbon fiber body work, polished out the metal, replaced a couple of levers, and presto MilleR for less than 1/3 of new. Perhaps someone could enlighten me as to why mostly cosmetic damage equals a total. Why is factory plastic so expensive? Why don't the bike mfg price these parts reasonably so that rebuild costs are kept in check? Insurance companies always point to stats that sportbikes have only 2 years average life and this is why insurance is costly. Is this a conspiracy to rid the world of motorcycles (paranoia has set in)!

 

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you are right about plastic being so expensive, my fall at Deals Gap cost over $4500. It was all cosmetic and I road it all the way back no problem from N.Carolina. Two of my friends are riding formally totaled bikes, a R1 and CBRF3. They bought them from $2,600 to 1,200. Put on new plastic and checked the engine over, presto, new/used bike for pennies.


Triumph Sprint ST
 

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Ps, I forgot my friend totaled his CBRF4 about a month ago, He got to keep it in the settlement, sold it to another guy for $1700, who will redoing it this spring. He also got $4700 for the bike settlement and just bought a Used 01' CBR929. No wonder insurance is so high!


Triumph Sprint ST
 
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