I need some input guys.
Since I am 19 I cant actually get any decent insurance from what ive seen. State Farm wont touch me till im 20-21 I believe they changed there polices. Geico gave me a qoute for 2k a year for just Comp. And the company i am with right now is charging me 200 a year for midrange liablity only.
I really should have thought about how I was going to cover the bike when I purchaced the dam thing. Should I just take out comp coverage for in the event the bike gets stolen, which has a greater chance of happening? Or should I just wing it and just stick with liablity because I would be paying a little over 2 grand a year for just Comp with a 1k decut.
Are there any other young riders on the site? My bike is a little hot for a newer rider and I can understand them not wanting to insure me. But when I had my old bike the GS500F my rates were going to go up 50% in New York. From 900 a year for 1k decuts to 1500. So pretty much if I got a Sv650S I would be in the same freaking boat.
I do have a full security system on the bike and a disk lock. The bike is in a locked garage in the middle of the village. Probally im going to put a lock and chain on the bike while it is in the garage exp. if I go on vacation. Since my whole school knows I have the bike I dont want anyone messing with my baby.
Happy New Years Guy/Gals! :808922-fiddy:
Since I am 19 I cant actually get any decent insurance from what ive seen. State Farm wont touch me till im 20-21 I believe they changed there polices. Geico gave me a qoute for 2k a year for just Comp. And the company i am with right now is charging me 200 a year for midrange liablity only.
I really should have thought about how I was going to cover the bike when I purchaced the dam thing. Should I just take out comp coverage for in the event the bike gets stolen, which has a greater chance of happening? Or should I just wing it and just stick with liablity because I would be paying a little over 2 grand a year for just Comp with a 1k decut.
Are there any other young riders on the site? My bike is a little hot for a newer rider and I can understand them not wanting to insure me. But when I had my old bike the GS500F my rates were going to go up 50% in New York. From 900 a year for 1k decuts to 1500. So pretty much if I got a Sv650S I would be in the same freaking boat.
I do have a full security system on the bike and a disk lock. The bike is in a locked garage in the middle of the village. Probally im going to put a lock and chain on the bike while it is in the garage exp. if I go on vacation. Since my whole school knows I have the bike I dont want anyone messing with my baby.
Happy New Years Guy/Gals! :808922-fiddy: