Larry, get yourself the March edition of Motorcyclist. There's a tutorial with pictures in the back on exactly how to do a chain...
Basically, you'll need a chain tool to cut the new chain down to size (I have a MotionPro heavy duty one), by pushing out the pin on the 106th link. I've also found the tool handy for pushing the side plates back into place. The best way to cut it is probably in place - The rear sprocket will hold the pieces together for you.
Basically, you want 105 because the master link will be the difference. The one they gave you is most likely a clip-type. You assemble it by passing the 2 pins through the links you want to join from behind. Put a generous amount of the grease they give you around where the pins emerge, and press the o-rings (x-ring, W-ring or whatever else the marketing folks came up with...) into place. Don't mind any excess grease, but you do want to be sure the INSIDE of the ring is pretty well full. Press the side-plate (tool's useful, but not necessary) on and install the clip so the CLOSED end faces TOWARDS the front sprocket on the TOP run of chain (in other words, the closed end goes towards the direction of travel).
You're done! Some guys like to wind a little safety wire around the clip just to make sure it never comes off. 1 loop and a couple twists to tighten it is all that's necessary.
Oh yeah - I strongly recommend replacing your sprockets (front and rear) at the same time. If they're worn, they can take out a new chain pretty quickly.
Scott /images/icons/smile.gif